Disability
Disability insurance provides financial protection if you’re unable to work due to illness or injury. It replaces a portion of your income, helping you manage everyday expenses and maintain stability while you recover. Short-Term Disability (STD) typically covers temporary conditions, while Long-Term Disability (LTD) offers extended support for more serious or long-lasting health issues. This coverage offers peace of mind, ensuring you’ll still receive a steady income if the unexpected happens.
Short-Term Disability (STD)
- You are eligible to receive STD benefits after you have been disabled for 5 working days (7 calendar days) due to a non-work related illness or injury
- Up to a maximum of $170 per week
- Benefits end after 26 weeks
This benefit does not apply to employees working in the state of California. California based employees file their disability claim directly with the state. For more information please visit edd.ca.gov.
Long-Term Disability (LTD)
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You are eligible to receive LTD benefits after 26 weeks of disability
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Replaces up to 60% of your eligible income, up to a maximum of $10,000 per month for up to 1-3 years, depending on your age at the time of disablement